Univest Corporation of Pennsylvania

  • Bank Community Reinvestment Act (CRA) and Fair Lending Officer

    Location US-PA-Souderton
    Posted Date 4 weeks ago(5/24/2018 3:00 PM)
    Job ID
    # Positions
    Other - Risk Mgmt
  • Overview

    Univest is seeking a FT Bank Community Reinvestment Act (CRA) and Fair Lending Officer


    Bank Community Reinvestment Act (CRA) and Fair Lending Officer, Souderton, PA


    Responsibilities include:

    Serve as the bank’s CRA representative to the Bank’s communities and organizations


    Promote Univest's Community Development involvement in each of its Metro-Statistical Areas (MSAs) through community, industry/colleague and external resource partnerships


    Review Community Development activities submitted by LOBs to ensure they meet at least one of the definitions of Community Development


    Establish best practices and investigate opportunities to fulfill lending, investment and service goals to meet the needs of low to moderate-income households; work with bank management to ensure all products, services and activities are compliant, profitable and marketable


    Perform annual CRA and Fair Lending assessments; monitor and analyze KRIs used to measure the bank’s CRA and Fair Lending performance against its CRA Strategic Plan


    Prepare, analyze and monitor the Bank’s statistics to evaluate loan penetration of low- and moderate-income households and small businesses


    Responsible for the collection of all CRA and HMDA loan data; CRA-qualified community support donations and employee service hours


    Create, oversee and update policies, procedures and monitoring for CRA, HMDA and other Fair Lending laws; conduct regular employee and Board training on same laws


    Serve as Secretary of the Bank’s CRA and Fair Lending Committee and a member of Compliance Committee; present reports to Management and the CRA and Fair Lending and Compliance Committees


    Serve as the Bank’s liaison with external CRA and Fair Lending compliance auditors and regulators


    Keep current with regulatory changes, supervisory guidance and industry concerns


    All other duties as assigned



    Bank Community Reinvestment Act (CRA) and Fair Lending Officer, Souderton, PA

    • Bachelor’s degree in a related field; Certified Regulatory Compliance Manager (CRCM) designation preferred
    • 3-5+ years in CRA and/or other compliance-related business field
    • Understanding and analysis of bank financial products, services, operations and regulations, including Community Reinvestment Act; Equal Credit Opportunity Act; Fair Credit Reporting Act/FACT Act; Fair Housing Act; Home Mortgage Disclosure Act, Privacy; and Truth in Lending
    • Strong verbal, written and communication skills
    • Strong time management, organizational, analytical, presentation and relationship development skills
    • Proficient in Excel, Word, PowerPoint and Outlook

    Equal Opportunity Employer/Minority/Female/Disability/Veteran




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